Punjab National Bank (PNB) customers have two important deadlines to watch this month. Effective November 1, 2026, the bank has revised service charges on its Visa and RuPay credit cards. Separately, PNB has issued an alert that accounts falling under specific conditions will be closed if customers do not act before November 10, 2026.

Here is a clear breakdown of what changed and what you need to do.

1. PNB Credit Card Charges: What Changed from November 1?

PNB has adjusted service charges related to credit card transactions on both Visa and RuPay cards. These changes are part of a broader set of banking rule updates that took effect on November 1, alongside revised IndusInd Bank fees and an extended ITR deadline.

What you should do: Check your latest PNB credit card statement and the official PNB website for the exact revised fee schedule for your specific card variant. If you use your card for reward redemptions, utility bill payments, or ATM cash withdrawals, review whether the new charges apply to those transactions.

2. PNB Account Closure Warning: The November 10 Deadline

PNB has set November 10, 2026 as the deadline for customers whose accounts meet certain closure conditions. Customers who fall within these conditions must contact their home branch or nearest PNB branch before the deadline to prevent their account from being closed.

What you should do: If you hold a PNB savings or salary account and have received any communication from the bank — via SMS, email, or letter — do not ignore it. Visit your branch or check the PNB app immediately. Even if you have not received a notice, it is worth confirming your account status, especially if your account has been inactive, has incomplete KYC, or has a low balance.

3. Other November 1 Banking Changes You Should Know

PNB is not the only bank making changes. From November 1, 2026:

• IndusInd Bank has increased charges on failed savings account transactions.

• Pensioners must submit their life certificates by November 30, 2026, to continue receiving pension payments.

• Certain taxpayers have an extended ITR filing deadline of November 21, 2026, for Assessment Year 2026–27.

These changes matter because banks rarely send individual reminders for every fee revision. Customers who do not check their statements or notices often discover the impact only after a charge is deducted.

4. Why Is PNB Trending Today?

PNB is trending on Google Trends with a search volume of 10K+, the highest among all finance-related keywords in India on November 1, 2026. Beyond the credit card and account closure news, there is also a local protest reported in Noida related to an alleged branch scam, which is adding to the search interest.

For customers, the practical takeaway is simple: check your PNB credit card charges and confirm your account status before November 10.

Frequently Asked Questions (FAQ)

Q1: What are the new PNB credit card charges from November 1, 2026?
PNB has revised service charges on Visa and RuPay credit cards. The exact fee depends on your card variant and transaction type. Check the official PNB website or your latest statement for the specific charges applicable to you.

Q2: Which PNB accounts will be closed on November 10, 2026?
PNB has identified accounts that meet certain closure conditions. If your account falls under these conditions, you must contact your home branch or nearest PNB branch before November 10, 2026, to prevent closure.

Q3: What should I do if I have a PNB account?
Visit your nearest PNB branch or use the PNB mobile app to check your account status and your credit card fee schedule. Do not ignore any SMS, email, or letter from the bank.

Q4: Is this news confirmed by PNB?
The credit card charge revision and the November 10 account closure deadline have been reported by multiple financial news outlets, including The Economic Times and Mint. Always verify final details on the official PNB website or at your branch.